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Terms and Conditions


KRUSH.COM TERMS OF USE
READ THESE TERMS OF USE CAREFULLY.

These Terms of Use were last updated on March 20, 2013

PLEASE READ THESE TERMS OF USE CAREFULLY.

KRUSH MOBILE is owned and operated by KRUSH, Inc. ("Krush"), with offices at 129 Newbury Street, 4th Floor, Boston, MA 02116 ("KRUSH").

These terms of use ("Terms of Use") set out important information regarding the rights, obligations and restrictions that may apply to you as a user ("you," "your," or "User") when you use or download the Krush digital application for mobile devices (the "App") and any services offered in conjunction with the App ("Services") as they are made available on various digital media devices ("Devices"), and networks, including but not limited to mobile operators and internet service providers ("Networks").

Please read these Terms of Use carefully before you download, install or use the App. By downloading, installing or using the App, you indicate that you accept these Terms of Use and that you agree to abide by them. Your download, installation or use of the App constitutes your acceptance of these Terms of Use which takes effect on the date on which you download, install or use the App. If you do not agree with these Terms of Use, you should cease downloading, installing or using the App immediately. The Krush.com website (the "Site"), the App and their content are designed to comply with U.S. laws and regulations. Krush reserves the right to change these Terms of Use at any time without notice to you by posting changes on the www.krush.com website or by updating the App to incorporate the new terms of use. You are responsible for regularly reviewing information posted online to obtain timely notice of such changes. Your continued use of the App after changes are posted constitutes your acceptance of the amended Terms of Use.

1. ACCEPTANCE OF TERMS OF USE

Krush offers various services and software (the Site, the App, services and software are collectively referred to as the "Services"). By accessing and using the Services, or by downloading, installing or using the App, you indicate that you accept these Terms of Use and that you agree to be bound by them. Your download, installation or use of the App constitutes your acceptance of these Terms of Use which takes effect on the date on which you download, install or use the App. IF YOU DO NOT AGREE TO ALL OF THE TERMS AND CONDITIONS CONTAINED IN THESE TERMS OF USE, DO NOT USE THE SERVICES. Krush reserves the right to limit or terminate your access to the Services if you do not comply with these Terms of Use.

2. RESTRICTIONS ON USE OF THE SERVICES

Age restrictions

To download, install, access or use the App, you must be 13 years of age or over. If you are under 13 and you wish to use download, install, access or use the App, you must get consent from your parent or guardian before doing so.

Content You Post to the Services

You may post comments and content with other users through the Services (including, but not limited to the Site and the App). By using the Services, you agree not to upload, post, transmit, cause the display or performance of, or otherwise make available any content that:

  • is harmful, threatening, abusive, harassing, tortious, vulgar, hateful, or racially, ethnically or otherwise offensive or discriminatory;
  • is obscene, pornographic, excessively violent or harmful to minors or depicts minors engaged in sexually explicit conduct or in a sexually explicit manner;
  • is illegal;
  • is tortious, defamatory, libelous or invasive of another's privacy or publicity rights;
  • infringes any patent, trademark, trade secret, copyright or other proprietary or intellectual property rights of any party;
  • you do not have a right to make available under law or contractual or fiduciary relationships;
  • includes copyrighted materials for which you do not possess appropriate rights to so display, perform or otherwise make available;
  • bears any false, disguised or misleading origin;
  • contains software viruses or any other computer code, files or programs designed to destroy, interrupt or otherwise limit the functionality of any computer software, computer hardware or other equipment.

All messages, information, digital files or other materials, whether publicly posted, displayed or performed on, or privately transmitted, are the sole responsibility of the person who sends or publishes such items. Accordingly, you are responsible for all items that you message, upload, post, cause the display or performance of, email, transmit or otherwise make available via the Services.

Krush reserves the right to, but has no obligation to, monitor or screen the content transmitted through, displayed or posted through the Services and to remove any content in its sole discretion. Nevertheless, YOU REMAIN SOLELY RESPONSIBLE FOR THE CONTENT OF THE MATERIALS YOU TRANSMIT, DISPLAY OR POST THROUGH THE SERVICES.

Prohibited Activities

You may not use the Services to do any of the following:

  • harass or advocate harassment of another person or entity;
  • Perform any activities that violate, intentionally or unintentionally, any applicable state, local, federal, or international laws or regulations promulgated by governmental agencies that have the force of law;
  • provide resources to or otherwise support any organization(s) designated by the United States government as a foreign terrorist organization under section 219 of the Immigration and Nationality Act;
  • impersonate any person or entity or misrepresent in any way your affiliation with a person or entity;
  • transmit unsolicited mass mailings, "spim" or "spam;"
  • collect or store any information about other users or members, other than in the normal course of using the Services for their intended purpose of facilitating voluntary communication among users;
  • transmit any virus, worm, defect, Trojan horse or similar destructive or harmful item.

You may not do any of the following to the Services:

  • use the Services in any manner that could damage, disable, overburden, disrupt or impair the Services or any Krush server, or the network(s) connected to any Krush server, or interfere with any other party's use and enjoyment of the Services;
  • disobey any applicable policies or regulations of networks connected to the Services;
  • modify, adapt, translate or reverse engineer the Services
  • use any robot, spider, site search/retrieval application, or other device to retrieve or index any portion of the Services;
  • frame the Services or reformat them in any way; or
  • create user accounts using any automated means or under false pretenses.

3. NO RESPONSIBILITY FOR THIRD PARTY CONTENT OR ACTIONS

You understand that Krush and the Services act only as a forum and technical interface between users and that Krush does not itself verify the qualifications of users and does not evaluate or control exchanges between users. Any opinions or statements expressed by a user are those of the user alone, and are not to be attributed to Krush. Krush cannot and does not assume responsibility for the accuracy, completeness, safety, reliability, timeliness, innocuousness, or legality of anything said, written, posted, displayed or otherwise made available by any user. You understand that you may be exposed to content that you find offensive to you and that you use the Services at your own risk.

4. INTERSTATE AND INTERNATIONAL USE

You consent to the collection and processing of personal information in the United States regardless of where you are located. All users understand the potential cross-border nature of communications made using the Services and acknowledge that using the Services may result in interstate and international transmission of data.

5. LICENSE AND CONFIDENTIAL INFORMATION

By sending messages or posting information or content to the Services you automatically grant, and you represent and warrant that you have the right to grant, to Krush an irrevocable, perpetual, non-exclusive, fully-paid, worldwide license to use, copy, publicly perform, publicly display and distribute such information and content and to prepare derivative works of, or incorporate into other works, such information and content, and to grant and authorize sub-licenses of the foregoing.

No information or content of any kind that you submit to Krush, upload, post, cause to be displayed or performed, transmit or otherwise make available using the Services shall be deemed confidential or secret information. Notwithstanding the foregoing, Krush will only disclose communications or content posted in accordance with the Krush Privacy Policy.

6. USER SUBMISSIONS

Any material, information or other communication you transmit or post to krush.com or through the App will be considered non-confidential and non-proprietary ("Communications"). Krush will have no obligations with respect to the Communications. You agree that from time to time Krush may invite or otherwise make you aware of certain educational, promotional or financial opportunities relating to your Communications and profile.

Krush and its designees will be free to use for any purpose, copy, disclose, sell, distribute, perform, incorporate and otherwise use the Communications and all data, images, sounds, text, and other things embodied therein for any and all commercial or non-commercial purposes to the extent permitted by applicable law. Krush shall be free to use any ideas, concepts, know-how or techniques contained in such information for any purpose whatsoever including, but not limited to, developing, manufacturing, and marketing products and services incorporating such information.

7. COPYRIGHT AND TRADEMARKS INFORMATION

COPYRIGHT NOTICE: Copyright © 2010 Krush, Inc. All Rights Reserved. "Krush" is a registered trademark of Krush, Inc.

In addition to any other use restrictions set forth in this Agreement, you may not engage in or facilitate the posting, modification, distribution, or reproduction of any copyrighted material, trademarks, or other proprietary information belonging to others without obtaining the prior written consent of the owner of such proprietary rights. It is the policy of Krush to terminate all privileges of any user who repeatedly infringes the copyright rights of others upon receipt of prompt notification to Company by the copyright owner or the copyright owner's legal agent.

8. PRIVACY POLICY

Krush respects your desire for privacy. Krush's Privacy Policy can be found below. By using the Services, you are consenting to the terms of our Privacy Policy.

9. THIRD PARTY WEB SITES, SERVICES, AND CONTENT

The Services may contain links to third-party sites that are not under the control of Krush, and Krush is not responsible for, nor does it guarantee the accuracy or integrity of, the content(s) of any linked site or any link contained in a linked site, or any changes or updates to such sites. The inclusion of any link does not imply that Krush endorses or accepts any responsibility for the content on any third-party site. Your correspondence or business dealings with, or participation in promotions of, any third party website found through the Services, including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such third party. Krush is not responsible or liable for any loss or damage of any kind incurred as the result of any such dealings or as the result of the presence of links to such third party websites on the Services.

In addition, links to advertising that has not been approved by Krush may be embedded in third party content displayed on the Services. Krush is not responsible for any content, cookies, or other technology used in connection with such advertising.

10. DISCLAIMER OF WARRANTY AND LIMITATION OF LIABILITY; ABILITY TO CHANGE OR TERMINATE SERVICES

EXCEPT AS EXPRESSLY PROVIDED OTHERWISE, THE SERVICES AND ALL INFORMATION ARE PROVIDED "AS-IS" WITHOUT WARRANTY OF ANY KIND AND KRUSH HEREBY DISCLAIMS ALL WARRANTIES EITHER EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. IN ADDITION, EXCEPT AS EXPRESSLY PROVIDED OTHERWISE, KRUSH DISCLAIMS ANY WARRANTIES OF NON-INFRINGEMENT, TITLE, OR QUIET ENJOYMENT. Because some jurisdictions do not allow the exclusion of implied warranties, some of these exclusions may not apply to you. If any state or other jurisdiction does not allow the exclusion or warranties, then Krush's warranties shall be limited in those jurisdictions to the extent permitted by law.

IN NO EVENT SHALL KRUSH BE LIABLE FOR ANY SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES, OR ANY DAMAGES WHATSOEVER, RESULTING FROM LOSS OF USE, DATA OR PROFITS, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, ARISING OUT OF OR IN CONNECTION WITH THE USE OF THE SERVICES OR INFORMATION AVAILABLE FROM THE SERVICES. If any state or other jurisdiction does not allow the exclusion or limitation of liability for damages, then Krush's liability shall be limited in those jurisdictions to the extent permitted by law.

Except as expressly provided otherwise, you assume all risks concerning the suitability and accuracy of the information within the Services. The Services may contain technical inaccuracies or typographical errors. Krush assumes no responsibility for and disclaims all liability for any such inaccuracies, errors, or omissions on the Services.

Krush may terminate or make changes to all or any portion of the Services, product offerings, and any other information and materials available on or through the Services and may delete any content that has been submitted to the Services at any time and without notice or liability.

11. INDEMNITY

You agree to indemnify, defend, and hold Krush and its affiliates, officers, agents, co-branders, partners, and employees harmless from any claim or demand made by any third party due to or arising out of your use of the Services, your connection to the Services, your violation of the Terms of Use or Privacy Policy, or your violation of any rights of other users of the Services. Any such indemnification shall include the payment of reasonable attorneys fees incurred in the defense of such claim.

12. TERMINATION OF ACCESS TO KRUSH; CONSEQUENCES OF VIOLATION OF TERMS OF USE

Krush reserves the right to terminate your privilege to use the Services at any time for any reason. In addition, Krush shall have the right to (i) remove any material that in its sole opinion may violate, or that is alleged to violate, any applicable law or these Terms of Use; (ii) terminate a Krush Room or any other portion of the Services, and/or remove a user or users from a Krush Room or otherwise terminate any use of the Services if Krush determines in its sole discretion or had a good faith concern that such use is unlawful and/or prohibited by these Terms of Use; and (iii) inform law enforcement of any illegal activity or material Krush suspects or discovers on, through, or otherwise relating to the Services and provide law enforcement officials with all requested information about the user account from which the illegal activity or material originated.

13. NOTICES

We may be required by state or federal law to notify you of certain events. In addition, we may need to notify you from time to time regarding changes to these Terms of Use or to the Services. You agree that such notices will be effective upon our posting them on the Site, sending them to you through email or postal mail, or notifying you via other means required by law. If you do not provide us with accurate information to contact you, we will not be held liable if we fail to notify you.

You consent to receiving any notices regarding the Terms of Service or the Privacy Policy or any notice required by law, including notice of a any breach of security involving your personally identifiable information, through email. Any notices that we send to you by email will be sent to the email address you provided when you registered for an account or the email address in your profile.

14. FORCE MAJEURE

Krush shall not be liable for any failure or unavailability of the Site, the App, or the Materials or failure by Krush to perform a transaction as a result of strikes, lockouts, calamities, acts of God, unavailability of suppliers, the loss or destruction of data, the deletion or corruption of storage media, power failures, natural phenomena, riots, acts of vandalism, acts or omissions of civil or military authority, war, terrorism or any other event beyond Krush's control.

15. DISPUTE RESOLUTION

Any dispute between Krush and you arising out of this Agreement shall be resolved first by direct communication with one or more of Krush's management team members. Should Krush and you be unable to resolve the dispute by communication and both you and Krush jointly agree to do so, Krush or you may submit any dispute arising out of or relating to this Agreement, or the breach thereof, to final and binding arbitration administered by the American Arbitration Association nearest the place of Krush's headquarters and pursuant to Massachusetts law. The arbitrator shall fully implement the intent and purposes of this Agreement and indemnify non-breaching parties for and hold them harmless from all losses, costs, and expenses (including costs of arbitration and reasonable attorneys' fees) resulting from any breach or from defending against any allegations of a breach determined to be unfounded.

16. COMMENTS AND QUESTIONS

If you have any comments or questions you may address them to the customer service department at Krush at http://www.Krush.com/about/contact/, via mail addressed to Customer Service, Krush, Inc., 129 Newbury Street, Boston MA 02116.

17. Contest Terms & Conditions:

  • By entering any Krush, Inc. Contest ("Contest"), entrants conclusively are deemed to have agreed to be bound by these terms and conditions as well as by any additional rules specific to such Contest ("Terms and Conditions"). This is an irrevocable condition of entry. Winning a prize is contingent upon compliance with these Terms & Conditions.
  • These Terms & Conditions and all similar rules governing the Contest may be subject to modification or annulment at any time at the sole and absolute discretion of Krush, Inc. ("Sponsor"). Sponsor also reserves the right in its sole and absolute discretion to terminate any contest at any time without prior notice.
  • All entrants and winners must be residents of the United States.
  • Entries received after the deadline set forth in the Contest announcement are ineligible, null, and void.
  • Entries received within thirty (30) days of a previous Contest win are ineligible, null, and void.
  • Only one entry per person will be considered for contest entry unless the contest announcement specifically says that multiple entries are allowed.
  • Sponsor reserves the right to refuse the award of prizes upon Sponsor's suspicion that entrant has contravened these Terms & Conditions or engaged in any other form of cheating. Sponsor additionally reserves the right to terminate entrant's membership based on such suspicion.

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Privacy Policy


KRUSH.COM
PRIVACY POLICY

This Privacy Policy was last updated on March 20, 2013.

Our Policy:

Welcome to Krush.com (the "Site") of Krush, Inc. ("Krush", "we", "us" and/or "our"). The Site is operated by Krush and has been created to provide information about our company and to provide you with information about our Site, our application for mobile devices (the "App") and the services we offer (the "Services") to our Site visitors and/or App users ( collectively, "you", "your"). This Privacy Policy sets forth Krush's policy with respect to information including personally identifiable data ("Personal Data") and other information that is collected from Site visitors and/or App users.

Information We Collect:

When you interact with us through the Site and/or the App, we may collect Personal Data and other information from you, as further described below:

Personal Data That You Provide Through the Site and/or the App: We collect Personal Data from you when you voluntarily provide such information, such as when you contact us with inquiries, register for access to the Services or use certain Services. Wherever Krush collects Personal Data we make an effort to provide a link to this Privacy Policy.

By voluntarily providing us with Personal Data, you are consenting to our use of it in accordance with this Privacy Policy. If you provide Personal Data to the Site, you acknowledge and agree that such Personal Data may be transferred from your current location to the offices and servers of Krush and the authorized third parties referred to herein located in the United States.

Other Information:

Non-Identifiable Data: When you interact with Krush through the Site and/or the App, we receive and store certain personally non-identifiable information. Such information, which is collected passively using various technologies, cannot presently be used to specifically identify you. Krush may store such information itself or such information may be included in databases owned and maintained by Krush affiliates, agents or service providers. The Site and/or the App may use such information and pool it with other information to track, for example, the total number of visitors to our Site, the number of visitors to each page of our Site, the domain names of our visitors' Internet service providers, and the total number of downloads of the App. It is important to note that no Personal Data is available or used in this process.

In operating the Site, we may use a technology called "cookies." A cookie is a piece of information that the computer that hosts our Site gives to your browser when you access the Site. Our cookies help provide additional functionality to the Site and help us analyze Site usage more accurately. For instance, our Site may set a cookie on your browser that allows you to access the Site without needing to remember and then enter a password more than once during a visit to the Site. In all cases in which we use cookies, we will not collect Personal Data except with your permission. On most web browsers, you will find a "help" section on the toolbar. Please refer to this section for information on how to receive notification when you are receiving a new cookie and how to turn cookies off. We recommend that you leave cookies turned on because they allow you to take advantage of some of the Site's features.

Aggregated Personal Data: In an ongoing effort to better understand and serve the users of the Services, Krush often conducts research on its customer demographics, interests and behavior based on the Personal Data and other information provided to us. This research may be compiled and analyzed on an aggregate basis, and Krush may share this aggregate data with its affiliates, agents and business partners. This aggregate information does not identify you personally. Krush may also disclose aggregated user statistics in order to describe our services to current and prospective business partners, and to other third parties for other lawful purposes.

Our Use of Your Personal Data and Other Information:

Krush uses the Personal Data you provide in a manner that is consistent with this Privacy Policy. If you provide Personal Data for a certain reason, we may use the Personal Data in connection with the reason for which it was provided. For instance, if you contact us by e-mail, we will use the Personal Data you provide to answer your question or resolve your problem. Also, if you provide Personal Data in order to obtain access to the Services, we will use your Personal Data to provide you with access to such services and to monitor your use of such services. Krush and its subsidiaries and affiliates (the "Krush Related Companies") may also use your Personal Data and other personally non-identifiable information collected through the Site and/or the App to help us improve the content and functionality of the Site and the App, to better understand our users and to improve the Services. Krush and its affiliates may use this information to contact you in the future to tell you about services we believe will be of interest to you. If we do so, each communication we send you will contain instructions permitting you to "opt-out" of receiving future communications. In addition, if at any time you wish not to receive any future communications or you wish to have your name deleted from our mailing lists, please contact us as indicated below.

If Krush intends on using any Personal Data in any manner that is not consistent with this Privacy Policy, you will be informed of such anticipated use prior to or at the time at which the Personal Data is collected.

Our Disclosure of Your Personal Data and Other Information:

Krush is not in the business of selling your information. We consider this information to be a vital part of our relationship with you. There are, however, certain circumstances in which we may share your Personal Data with certain third parties without further notice to you, as set forth below:

Business Transfers: As we develop our business, we might sell or buy businesses or assets. In the event of a corporate sale, merger, reorganization, dissolution or similar event, Personal Data may be part of the transferred assets.

Related Companies: We may also share your Personal Data with our Related Companies for purposes consistent with this Privacy Policy.

Agents, Consultants and Related Third Parties: Krush, like many businesses, sometimes hires other companies to perform certain business-related functions. Examples of such functions include mailing information, maintaining databases and processing payments. When we employ another Krush to perform a function of this nature, we only provide them with the information that they need to perform their specific function.

Legal Requirements: Krush may disclose your Personal Data if required to do so by law or in the good faith belief that such action is necessary to (i) comply with a legal obligation, (ii) protect and defend the rights or property of Krush, (iii) act in urgent circumstances to protect the personal safety of users of the Site or the public, or (iv) protect against legal liability.

Exclusions:

This Privacy Policy does not apply to any Personal Data collected by Krush other than Personal Data collected through the Site and/or App. This Privacy Policy shall not apply to any unsolicited information you provide to Krush through the Site, the App, or through any other means. This includes, but is not limited to, information posted to any public areas of the Site, such as bulletin boards (collectively, "Public Areas"), any ideas for new products or modifications to existing products, and other unsolicited submissions (collectively, "Unsolicited Information"). All Unsolicited Information shall be deemed to be non-confidential and Krush shall be free to reproduce, use, disclose, and distribute such Unsolicited Information to others without limitation or attribution.

Children:

Krush does not knowingly collect Personal Data from children under the age of 13. If you are under the age of 13, please do not submit any Personal Data through the Site. We encourage parents and legal guardians to monitor their children's Internet usage and to help enforce our Privacy Policy by instructing their children never to provide Personal Data on the Site without their permission. If you have reason to believe that a child under the age of 13 has provided Personal Data to Krush through the Site, please contact us, and we will endeavor to delete that information from our databases.

Links to Other Web Sites:

This Privacy Policy applies only to the Site and the App. The Site and/or the App may contain links to other web sites not operated or controlled by Krush (the "Third Party Sites"). The policies and procedures we described here do not apply to the Third Party Sites. The links from the Site or through the App do not imply that Krush endorses or has reviewed the Third Party Sites. We suggest contacting those sites directly for information on their privacy policies.

Social Media:

Through the Site and/or the App, you can choose to access certain social media websites and services that are owned and/or controlled by third parties (including, without limitation, Facebook and Twitter) (such websites and services, collectively, the "Social Media Services"). When you elect to access and use the Social Media Services, you will be sharing your information (which will include personal information if you elect to share such information) with those Social Media Services. As with other Third Party Sites, the information that you share with the Social Media Services will be governed by the privacy policies and terms of service of the providers of such Social Media Services and not by the polices and procedures we describe here. You may also be able to modify your privacy settings with these Social Media Services to, for example, control what information the Social Media Services disclose to other entities, including Krush. When you add Social Media Service accounts to the Services or log into the Site or the App using your Social Media Services account, we will collect relevant information necessary to enable the Site and the App to access that Social Media Service, however you will provide your login information, like your password, directly to such Social Media Service (and not to Krush). As part of such integration, the Social Media Service will provide Krush with access to certain information that you have provided to such Social Media Service, and we will use, store and disclose such information in accordance with this Privacy Policy and, if and to the extent applicable, the policies of such Social Media Services. However, please remember that the manner in which Social Media Services use, store and disclose your information is governed by the policies of the applicable Social Media Services provider, and, as a result, Krush shall not have any liability or responsibility for the privacy practices or other actions of Social Media Services that may be enabled within and/or otherwise accessible through the Site and/or the App.

Security:

Krush takes reasonable steps to protect the Personal Data provided through the Site and/or the App from loss, misuse, and unauthorized access, disclosure, alteration, or destruction. However, no Internet or e-mail transmission is ever fully secure or error free. In particular, e-mail sent to or from the Site or through the App may not be secure. Therefore, you should take special care in deciding what information you send to us via e-mail. Please keep this in mind when disclosing any Personal Data to Krush via the Internet.

Other Terms and Conditions:

Your access to and use of the Site and/or the App is subject to the Terms of Use.

Changes to Krush's Privacy Policy:

The Site, the App, and our business may change from time to time. As a result, at times it may be necessary for Krush to make changes to this Privacy Policy. Krush reserves the right to update or modify this Privacy Policy at any time and from time to time without prior notice. Please review this policy periodically, and especially before you provide any Personal Data. This Privacy Policy was last updated on the date indicated above. Your continued use of the Site and/or the App after any changes or revisions to this Privacy Policy shall indicate your agreement with the terms of such revised Privacy Policy.

Access to Information; Contacting Krush:

To keep your Personal Data accurate, current, and complete, please contact us as specified below. We will take reasonable steps to update or correct Personal Data in our possession that you have previously submitted via the Site and the App.

Please also feel free to contact us if you have any questions about Krush's Privacy Policy or the information practices of the Site or the App.

You may contact us as follows: info@krush.com

Your California Privacy Rights:

Applicable California privacy legislation permits visitors who are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request to access such information, please contact us as follows: info@krush.com. Within thirty (30) days of receiving such a request, we will provide a list of the categories of personal information disclosed to third parties for third-party direct marketing purposes during the immediately preceding calendar year, along with the names and addresses of these third parties. This request may be made no more than once per calendar year. We reserve our right not to respond to requests submitted other than to the address specified in this paragraph.

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